Invest your spare change

Invest with ease in just a few taps

Invest your spare change

Invest with ease in just a few taps

Invest with ease

Every time money comes off your current account, we invest a small amount for you to build your leftover change into a bigger investment.

Using our KBC Brussels Mobile app? Start in just a few taps.

Interested? It’s simple to get started. Just open KBC Brussels Mobile on your phone and begin investing your spare change in just a few taps.

Also suitable for existing investors

Got an investment plan with us? Use it to invest your spare change and top up what you’ve already invested.

How does spare change investing work?

Lots of transactions take place on your bank account, such as transfers, standing orders, payments, you name it.

When you start to invest your spare change with us, we round up all that expenditure to the nearest euro. Once your roundups reach 10 euros, we put them into an investment plan for you. It makes investing so easy you’ll forget you’re even doing it.

For example, if you pay 3.51 euros for a bag of sweets, we’ll take 4 euros off your account and add 49 cents to your investment plan.

We’ll do this for all your everyday spending (unless you’d go overdrawn on your account as a result), quickly building your leftover change into a tidy investment.

How it works

Open all

When you spend an amount…

... we round it up to the nearest euro.

We’ll then invest every 10 euros you gather this way.

You can invest spare change on an individual current account, or on a joint account if you are married.

Unfortunately, it is not possible to invest spare change on a joint account if you cohabit either de facto or legally.

Like to invest more? You can!

Want to add money to your investment plan? Simply set up a standing order to add to your investment every month on top of your roundups.

Does it cost anything?

Investing your spare change involves no extra charges on top of the usual fund entry charges.1

Easy to manage using KBC Brussels Mobile

Our KBC Mobile smartphone app lets you see how much you’ve already invested and what that may have made you in the meantime.

Pause your roundups if you need to in a tap with our KBC Mobile app. It’s easy to restart roundups afterwards.

More tips can be found in our FAQs on KBC Brussels Mobile.

Did you know that...
... we round up approximately 0.90 euros a day for an average customer? That generates a monthly investment of around 20 euros.

Get started in no time

Open KBC Brussels Mobile and you’re done in just a few taps!

Invest your spare change

You invest in the fund on your own initiative without investment advice from us. That means we don’t assess whether the fund is a suitable investment for you and are unable to fully check whether you belong to the fund’s target market. Contact your branch or KBC Brussels Live to learn more about getting investment advice from us.

More info

  • Fact sheet Invest your spare change

A fund is an institution that pools money from a group of investors and invests it in various types of financial instruments to spread potential risks. ‘Fund’ is a common name for an Undertaking for Collective Investment (UCI).

Was this page useful to you? Yes No

Investments for everyone

  • What is a KBC Brussels Investment Plan?
  • Invest small amounts (starting from 25 euros)
  • Follow the steps in KBC Brussels Mobile to start investing in no time
Investments for everyone

Personal investment advice on your smartphone

  • Receive proposals that fit you and your budget
  • Get investment, savings and pension plan proposals
  • Open investment, savings and pension plans with ease
Personal investment advice on your smartphone

Periodic investment: easier than you might think

  • Want to get more from your savings? Start investing regularly
  • Periodic investing may offer higher returns, but also greater risks
  • Start investing regularly with ease
Periodic investment: easier than you might think

Invest as a beginner

  • Avoid the pitfalls with practical tips from our financial experts
  • Find the type of investment that fits you with our handy guide
  • Download a free guide
Invest as a beginner
KBC uses cookies to make your online experience easier and to fit your needs and preferences. By browsing the KBC site, you agree to the use of these cookies. Learn more and see how to decline cookies?Click here.