Compare types of credit for business facilities
- Finance your business equipment
- Run a simulation and arrange everything online
- Get the same personal rate online as you would in your branch
How do I finance my business facilities?
Thinking of buying new business equipment? Credit is the perfect solution. Financing your investment using cash is a less attractive prospect due to the high cost. If you opt for credit, you keep your own funds free and spread the costs. You also benefit from tax breaks. For example, your interest and origination fee are tax-deductible.
KBC Brussels has various credit options to finance your business equipment. Take a look below and see which credit is best for you.
Found your ideal financing? Run a simulation and apply for your credit online, wherever and whenever you like. Get the same sharp rate online as you would at any of our branches.
| Investment Credit | Financial leasing | Financial renting | |
|---|---|---|---|
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Minimum credit amount |
None | 9 000 EUR, excluding VAT | 9 000 EUR, excluding VAT |
|
Pre-financing of VAT |
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Drawdowns |
In instalments or in one lump sum | ||
|
Repayments |
Monthly | Monthly | Monthly |
|
Residual value |
Standard 4% | Standard 16% | |
|
Security |
Additional security possible | ||
|
Accounting treatment |
You can write down the business equipment | You can write down the business equipment | You can deduct the monthly payments as operating expenses |
| More information | More information | More information |
Minimum credit amount
Pre-financing of VAT
Drawdowns
Repayments
Residual value
Security
Accounting treatment
| Investment Credit |
|
| Financial leasing |
|
| Financial renting |
|
Minimum credit amount |
More information |
|---|---|
| Investment Credit | None |
| Financial leasing | 9 000 EUR, excluding VAT |
| Financial renting | 9 000 EUR, excluding VAT |
Pre-financing of VAT |
More information |
|---|---|
| Investment Credit | |
| Financial leasing | |
| Financial renting |
Drawdowns |
More information |
|---|---|
| Investment Credit | In instalments or in one lump sum |
| Financial leasing | |
| Financial renting |
Repayments |
More information |
|---|---|
| Investment Credit | Monthly |
| Financial leasing | Monthly |
| Financial renting | Monthly |
Residual value |
More information |
|---|---|
| Investment Credit | |
| Financial leasing | Standard 4% |
| Financial renting | Standard 16% |
Security |
More information |
|---|---|
| Investment Credit | Additional security possible |
| Financial leasing | |
| Financial renting |
Accounting treatment |
More information |
|---|---|
| Investment Credit | You can write down the business equipment |
| Financial leasing | You can write down the business equipment |
| Financial renting | You can deduct the monthly payments as operating expenses |
Looking for credit for major investments?
Thanks to the KBC Brussels Roll-Over Credit, you can finance your business equipment starting from 250 000 euros. Find out more about roll-over credit.