What is legal assistance insurance?
There are quite a few situations in which legal assistance is more than just ‘nice to have’. Legal assistance insurance provides you with the legal and financial back-up you need. That’s reassuring for any company manager or director.
Who is insured?
This insurance covers everyone active at your business, from management to students with a holiday job.
What is insured?
- If you, as company manager or director, suffer loss or damage for which someone else is responsible, we will assist you in obtaining compensation, even from government authorities and other insurers.
- We will take charge of your criminal defence if criminal proceedings are taken against you for an unintentional offence during your business operations.
- And if the person who has to pay your loss or damage turns out to be insolvent, we will provide cover of up to 12 500 euros with an additional 12 500 euros in the case of bodily injury.
What is not insured?
There are a few exclusions from the legal assistance insurance, including:
- Items covered by industrial accident legislation
- Purely non-material loss or damage
- Vehicle disputes
- Deliberate offences
Additional cover is provided for certain sectors. Each of these sectors has its own characteristics within the legal assistance insurance. The different sectors are listed below:
- Garage and related professions
- Wellness, beauty and health
- Construction and installation firms
- Agriculture and horticulture
For a concise description of the cover and the most important exclusions under the various forms of cover under KBC Brussels Commercial Insurance, and also other information, please refer to the product fact sheet
Accident Insurance (for family members)
Ever ask your son or daughter to give you a hand in the business? Or perhaps ask your spouse to take the post? If so, make sure that they too are covered against potential accidents.
Group insurance for employees
Do you want to safeguard the future of your company and your staff? Then you need to build up a supplementary pension through a group insurance scheme.
Third-party liability insurance for medical professions
Doctors are human, too, and we can all sometimes make mistakes. They can have serious consequences. You need to have adequate protection against damages claims by patients you treat in the course of your profession.