If you want your money to potentially earn more than on a standard
savings account, you should consider the many opportunities offered
by investing. However, it does entail more risk. Whether you only
want to invest a small sum of money or have the capacity to make a
large investment, there is something to suit every type of risk
profile. Your risk profile reflects the type of investor you are and
your attitude to the return of your investments and the risk they
entail. Generally speaking, higher returns are associated with
Making small investments
If you're taking your first steps as an investor, it's also possible
to start off with a small amount of money thanks to an investment
- You can start investing as little as 25 euros a month
- You decide for yourself how often you pay into your plan. In principle, it's on a monthly basis, but you can also put things on hold and start up again when it suits you
- You invest in one or more underlying funds that are managed by professional fund managers
- Your investments are spread over time
- Your money is spread across a mix of investments (e.g., shares, bonds, etc.)
An investment plan gives you access to a much wider range of
investments. To make a well-diversified investment in shares and
bonds on your own, you need a large amount of capital. Setting up an
investment plan, however, enables you to invest small amounts of money
in a diversified way. This allows you to allocate your money not only
across different types of investments, but also over time.
Making large investments
If you can do without a larger sum of money for a long period, that
opens up new perspectives and other benefits.
Spreading risk by investing in a fund
When you invest in a fund, you have the benefit of spreading the risk
because your capital is put into a large number of shares, bonds or
both. So, if one of the shares does badly, your return will be
impacted to a much lesser extent. In addition, KBC Brussels offers a wide
range of funds to suit every type of investor. Another plus point is
that you don't have to do anything yourself when you invest in a fund.
The fund managers invest your money in line with a set investment
When you invest in a fund, you have two options regarding the income
generated by your investment: you can either have it paid out or you
can reinvest it. If you reinvest it, you will benefit from the
effect or power of capitalisation over time. Reinvesting this
income could in turn generate even more income. If you can do
without your capital for a longer period of time and start investing
or reinvesting as early as you can, you should end up with more money
than you would have if the income had been paid out each year.
Interested in investing? We'll be happy to help you further.
KBC Brussels Investment Plan
You can invest periodically for as little as 25 euros a month.
Investing this way is so easy that you can do it on your smartphone.
Just set up an KBC Brussels Investment Plan in a few taps, where and
when you want, and you're good to go. Click or tap below to discover
all the benefits.
KBC Brussels Easy Invest Service
If you have a larger amount to invest and want to put it to work,
simply sign up to the KBC Brussels Easy Invest Service and our
specialised fund managers will do the rest. Tap or click below and
find out all you need to know.
KBC Brussels Wealth Management Service
If you have a larger amount to invest but need some help on how to
invest it, get the personal advice of a team of experts to ease the
task. Find out more about our Wealth Management Service.
How much does it cost to invest in investment funds?
Invest as a beginner
- Avoid the pitfalls with practical tips from our financial experts
- Find the type of investment that fits you with our handy guide
- Download a
Personal investment advice on your smartphone
- Receive proposals that fit you and your budget
- Get investment, savings and pension plan proposals
- Open investment, savings and pension plans with ease