Had an accident during your ski holiday?
Travel assistance insurance
Did you know that in 2019 there were 40 000 winter sports accidents in Austria alone?
KFV – Austrian Road Safety Board
Despite the large crowds on ski slopes during the winter months, most skiers are injured due to their own actions. An unfortunate fall or collision can not only end your holiday, it can also lead to a series of medical expenses. These include costs related to hospital admissions, repatriation, an enforced extended stay, family members having to travel out and physiotherapy after you return home.
Travel assistance insurance means that you’re covered for the financial consequences of an accident while skiing or snowboarding. The medical expenses resulting from your accident will be reimbursed by KBC Brussels, leaving you to focus entirely on your recovery.
What is covered
Personal assistance cover provides compensation for things like medical expenses you incur while travelling abroad
- Hospitalisation, repatriation, forced extended stays, transfer of family members, etc.
- Medical expenses abroad up to 500 000 euros per person
- Personal assistance cover is valid worldwide
What isn’t covered
- Complications occurring after the second trimester of pregnancy, and childbirth expenses
- Complications related to, or worsening of, an existing illness if you have not followed the treatment prescribed
- Participation in the paid or profitable practice of sports, including training
- Participation in extreme outdoor activities where the conditions or level of difficulty involved pose a potential danger to the insured person’s life (examples include base jumping, heli-skiing and wreck diving)
Your travel assistance insurance in brief
- Protection against the financial consequences of an accident on or off the slopes
- Available to both customers and non-customers
- Capability to arrange everything online or with your insurance agent
Family Insurance
Did you know that the average skiing accident costs 30 000 euros?
www.skiinformatie.nl
Whether it’s due to losing focus for a moment, going a touch too fast or simply the wrong move at the wrong time, a collision with another skier or snowboarder can happen fast. While it’s usually no worse than a few bruises, sometimes the consequences are more serious. What’s more, if you’re at fault, you’ll be the one who has to foot the victim's medical bills.
That could include costs associated with a hospital admission, repatriation and rehabilitation, or even (permanent) disability. In other words, the costs can stack up considerably.
Family insurance covers you for the harm or damage you or your family members cause to others. KBC Brussels pays any compensation to the victim in both the short and long term.
What is covered
Personal assistance cover provides compensation for things like medical expenses you incur while travelling abroad
- Hospitalisation, repatriation, forced extended stays, transfer of family members, etc.
- Medical expenses abroad up to 500 000 euros per person
- Personal assistance cover is valid worldwide
What isn’t covered
- Complications occurring after the second trimester of pregnancy, and childbirth expenses
- Complications related to, or worsening of, an existing illness if you have not followed the treatment prescribed
- Participation in the paid or profitable practice of sports, including training
- Participation in extreme outdoor activities where the conditions or level of difficulty involved pose a potential danger to the insured person’s life (examples include base jumping, heli-skiing and wreck diving)
Your family insurance in brief
- Cover for harm caused to others
- Capability to arrange everything online or with your insurance agent
- Required for on-piste snowboarding or skiing in Italy!
More info on insurance for your ski holiday
Good to know about your travel insurance
- The insured persons must reside in Belgium and have their principal residence there
- You can easily take out personal assistance cover, luggage cover and extra-protection travel accident cover, even up to the day before you depart. Travel disputes cover cannot be taken out online
- Cancellation cover must be taken out at least one month before the departure date
- This product is governed by the laws of Belgium
Insurance cover under this policy is valid for a term of one year and will be tacitly renewed, unless it is cancelled no later than three months before the principal renewal date - Your intermediary is the first point of contact for any complaints you may have. If no agreement can be reached, please contact KBC Complaints Management: Brusselsesteenweg 100, 3000 Leuven: complaints@kbcbrussels.be, tel. 016 43 25 94. If you cannot find a suitable solution, you can contact the Belgian insurance industry’s ombudsman service: de Meeûssquare 35, 1000 Brussels, info@ombudsman-insurance.be, www.ombudsman-insurance.be. This does not affect your legal rights.
Contact your insurance expert or visit our website to request a quotation for KBC Travel Insurance.
KBC Travel Insurance is a product of KBC Insurance NV – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – Belgium
VAT BE 0403.552.563 – RLP Leuven – IBAN BE43 7300 0420 0601 – BIC KREDBEBB
Company licensed by the National Bank of Belgium, de Berlaimontlaan 14, 1000 Brussels, Belgium, for all classes of insurance under code 0014 (Royal Decree of 4 July 1979, Belgian Official Gazette of 14 July 1979).
Member of the KBC Group.
Read this information carefully before taking out this insurance
Good to know about your family insurance
- This product is governed by the laws of Belgium.
- Insurance cover under this policy is valid for a term of one year and is tacitly renewed unless you terminate it no later than three months before the main renewal date.
- Your intermediary is the first point of contact for any complaints you may have. If no agreement can be reached, please contact KBC Complaints Management: Brusselsesteenweg 100, 3000 Leuven, complaints@kbcbrussels.be, tel. 016 43 25 94. If you cannot find a suitable solution, you can contact the Insurance Ombudsman Service: de Meeûssquare 35, 1000 Brussels, info@ombudsman-insurance.be, www.ombudsman-insurance.be.
This does not affect your legal rights.
Please go to www.kbcbrussels.be, use KBC Brussels Touch or KBC Brussels Mobile, or contact your Insurance Expert to get a premium calculation for your KBC Family Insurance.
KBC Family Insurance is a product of KBC Insurance NV – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – Belgium
VAT BE 0403.552.563 – RLP Leuven – IBAN BE43 7300 0420 0601 – BIC KREDBEBB
Company authorised for all classes of insurance under code 0014 (Royal Decree of 4 July 1979; Belgian Official Gazette, 14 July 1979) by the National Bank of Belgium, De Berlaimontlaan 14, 1000 Brussels, Belgium.
Member of the KBC group