Invest the smart way

with a KBC Brussels Investment Plan

Invest the smart way

with a KBC Brussels Investment Plan

Starting at just 25 euros

Not only do you choose the amount (at least 25 euros) but also how often you want to invest

Open to everyone

You don't have to follow the stock markets to invest in a KBC Brussels Investment Plan

Completely free of charge

You don't pay anything extra apart from the usual entry charges.

Make an appointment

Why go for a KBC Brussels Investment Plan?

An investment plan is a way to invest a certain amount automatically, spread over time and at specific intervals. You won't need to check stock market prices on a daily basis and no extra time or effort are required.

An investment plan is easy and interesting for every type of investor

  • Are you just starting out as an investor? You'll be able to build up a tidy sum gradually with an investment plan. An investment plan can be set up with as little as 25 euros a month.
  • As an experienced investor, you can systematically build up your assets further with an investment plan. Depending on your current investments, you can also include your investment funds in your investment plan. The monthly amount to be paid into your plan can be large.

More than 140.000 customers already have a KBC Brussels Investment Plan!

The characteristics of an investment plan

The timing is always right

With an investment plan, you invest over time, not once. Because you don't invest all your savings in one go, you don't have to worry about when the right time is to invest. With an investment plan, you buy when prices are low and then again when they are higher. That way, you considerably reduce the risk of bad timing, since you build up your invested assets based on average prices.

Avoid the emotional investment cycle

Periodiek beleggen met een beleggingsplan

When prices drop, many investors sell as a precaution, while when prices rise, investors tend to cash in on the success and want to buy more quickly. If you opt for an investment plan, such emotions will not come into play and stress or excitement won't trigger you to buy or sell at the wrong time.

Flexible formula

You select the amount that you want to invest and the frequency. Moreover, you can modify or cancel future deposits at any time. And the investment funds that you own can always be sold at the prevailing conditions.

The power of capitalisation

A major advantage of investing over the long term is the capitalisation effect. This means that the potential return on your investment is added to the capital so that it also generates a return. The earlier you start investing, the greater that effect will be and the more your assets can grow.

Investing for your children or grandchildren

Do you want to build up a nice nest egg for your children or grandchildren by investing? Good idea! Suppose that you invest a fixed amount every month from your child or grandchild's birth up to their 18th birthday. You'll be sure to end up with a tidy sum!

You don’t pay any extra charges

A KBC Brussels Investment Plan is completely free of charge. You don't pay anything extra apart from the usual charges for the investment funds selected. Entry charges for investment funds are generally between 2% and 3.5%.

In short, an investment plan can be interesting if you:

  • want to invest small amounts (starting from 25 euros)
  • want to get more out of your savings
  • want to invest at your pace
  • don't want to actively track the stock market
  • don't need your money for a longer period

How to get started practically

If you want to get started immediately using KBC Brussels Mobile, click here and open your monthly investment plan in just a few taps.

You then invest in the fund on your own initiative without investment advice from us. That means we don’t assess whether the fund is a suitable investment for you and we won’t fully check to see whether you belong to the fund’s target market.

In the same way, you can open an KBC Brussels Investment Plan that works with your change instead of via fixed monthly deposits. We'll then round up payments from your account to the next euro and invest the difference for you.

You want to work digitally, but you'd like some guidance and advice

Get personal investment advice on your phone to help you get started straightaway. Get personal investment advice on your phone to help you get started straightaway. We'll provide an investment and savings (pension plan) proposal that fits you to a 'T' and is tailored to your budget.
Or make an appointment at your KBC Brussels branch or KBC Brussels agency. If you prefer to receive advice online, our KBC Brussels Live experts are ready to help you on weekdays from 8 a.m. to 10 p.m. and on Saturdays from 9 a.m. to 5 p.m.


Learn more

  • Product fact sheet

1 The term ‘investment fund’ refers to a sub-fund of an open-ended investment company under Belgian or Luxembourg law, or a mutual fund.

You can choose from more than 100 funds. Only open-ended capitalisation funds may be used in an investment plan.

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