Travel with peace of mind courtesy of the KBC Brussels Credit Card
- Pay worldwide with peace of mind
- Hire cars and book hotels with cover
- Insure your travels for 7.00 euros per month
Travel with peace of mind courtesy of the KBC Brussels Credit Card
- Pay worldwide with peace of mind
- Hire cars and book hotels with direct cover
- Insure your travels for 7.00 euros per month
The KBC Brussels Credit Card: an essential travel companion
Be prepared for anything
The KBC Brussels Credit Card lets you pay worldwide, even in unexpected situations:
- Last-minute hotel change?
- (Medical) emergency?
- Usual debit card not accepted?
It’s no problem at all with your KBC Brussels Credit Card.
Use your credit card as a guarantee
When booking a hotel or hiring a car, you usually have to pay a deposit.
You can temporarily block this amount on your credit card, without having to actually make an advance payment.
More and more restaurants are also blocking small amounts as a deposit when booking online in case you don't show up.
Set your card limits yourself
Before setting off, you can decide how much you want to keep in reserve.
- Set your maximum holiday budget
- Set your limit in KBC Brussels Mobile
- Keep your spending under control
Your limit still needs to be approved, so it's a good idea to do this in advance.
Pay only what you spend
If you only use your credit card as a way to make payments and protect your purchases, without spreading repayments or taking out optional packages, it won't cost you anything.
The amount you spend is simply settled through your current account each month without any additional charges.
Enjoy additional peace of mind
Travel package
The travel package is an insurance package for specific expenses abroad. The travel package covers:
- Travel cancellation
If you need to cancel your trip unexpectedly, you’ll be able to recoup some of your travel expenses.
- Compensation for urgent purchases due to delayed luggage
If your luggage has been delayed, you’ll be reimbursed for any urgent purchases you need to make.
- Reimbursement of your hire car excess
If you’re on holiday abroad and your hire car gets damaged or stolen, the excess that you have to pay will be reimbursed.
More information on the insurance cover in the travel package
Travel cancellation
You never know when you might have to cancel or cut short your trip. When you link the optional, fee-based ‘Travel Package’ to your credit card no later than 24 hours before booking your holiday, you’re covered for up to 10 000 euros in expenses thanks to Travel cancellation insurance.
What's covered
- Sudden illness, accident or death
- Serious material damage to the main residence of the person signing up to the package
- Denial of necessary vaccinations for medical reasons, whether known in advance or not
- Denial of a visa despite the fact that the correct procedure was followed and a visa has never been refused before
What’s not covered?
- Business trips
- Transport not used to travel to and from the holiday destination
- Cancellation or interruption due to medical conditions or injuries that existed at the time the trip was booked
- ...
Urgent purchases due to delayed luggage
If your luggage arrives later at the airport and you have to buy new clothes and toiletries as a result, Urgent Purchases due to Delayed Luggage cover reimburses you for any urgent purchases you need to make while waiting for your luggage.
What's covered
- Luggage delayed for more than four hours: compensation of up to 250 euros per trip for all the insured
- Luggage delayed for more than 48 hours: additional compensation of up to 500 euros per trip for all the insured
What’s not covered?
- When you fail to hand over your luggage on departure or it was checked in too late
- When you fail to collect the luggage
- ...
Hire car excess
If your hire car gets damaged or stolen, Hire car excess cover ensures you get reimbursed for the excess amount charged.
What's covered
- Excess of at least 100 euros (maximum amount of compensation is 2 500 euros per claim and per insurance year)
- Rental of a vehicle abroad for personal use for no more than 30 days
What’s not covered?
- Any hire trailer excess
- Damage that was caused before or after the agreed rental period
- Use of the rental vehicle for professional purposes
- ...
Read this information carefully before taking out this insurance
See full details of KBC Brussels's travel package
Good to know
The KBC Brussels Credit Card is a credit card issued by: KBC Bank NV, with registered office at Havenlaan 2, 1080 Brussels, Belgium. VAT BE 0462.920.226, RLP Brussels, FSMA 026 256 A.
The KBC Brussels Flex Budget facility is an open-ended credit facility linked to the KBC Brussels Credit Card and used as an additional means of drawing credit.
Lender and card issuer: KBC Bank NV. Subject to your card or credit application being approved by KBC Bank NV.
All insurance cover referred to is subject to Belgian law. This insurance cover is a class-16 product (financial loss insurance).
KBC Bank has taken out Travel Package insurance with KBC Insurance. You are only entitled to compensation if you were already signed up to this insurance at the time of booking and paying for the travel or rental vehicle in the relevant contract and you were still covered by the insurance at the time of the claim event. You therefore must hold an active credit card and still be signed up to this Travel Package without interruption.
The insurance ends by operation of law when the contract between KBC Bank NV and the insurer is terminated.
Credit card holders can sign up to the Travel Package at any time. Insurance cover starts on the first hour of the day following membership and lasts for a period of at least one year. After this period, you can withdraw from the insurance at any time by going through the digital process in KBC Brussels Mobile or by having its cancellation registered at a KBC Bank branch.
The conditions of cover are available from any KBC Brussels branch or at www.kbc.be/en/creditcard. The applicable general conditions alone determine your right to compensation from the insurer. The complete list of exclusions can be found in the general conditions.
Your intermediary is the first point of contact for any complaints you may have. If no agreement can be reached, please contact KBC Brussels Complaints Management, Brusselsesteenweg 100, 3000 Leuven, complaints@kbc.be, tel. 016 43 25 94 or ombudsman@ombudsfin.be, https://www.ombudsfin.be/. For complaints about insurance, you can contact the Belgian insurance industry's ombudsman service: Ombudsman van de Verzekeringen, de Meeûssquare 35, 1000 Brussels, info@ombudsman-insurance.be, www.ombudsman-insurance.be. This does not affect your legal rights.
