Personal loan
- Even if you don't have a current account at KBC Brussels
- Arrange your loan quickly and easily online
- Starting from 1000 euros
Why go for a personal loan?
A personal loan helps you cover planned or unexpected expenses. You then pay it back in fixed monthly instalments, meaning you don’t have to pay everything in one go and you’re able to spread the cost over several months.
KBC Mobile makes it easy for you to see:
- How much you have left to pay off
- When your next repayment is due
- How long your loan still has to run
- What you pay each month
Work out and apply for a personal loan
Before taking out a personal loan, you obviously want to know how much it will cost. Thankfully, our online simulation tool lets you see your interest rate and monthly repayment amount in just one step.
Choose the amount you want to borrow and indicate whether you’re applying for the loan on your own or together with someone else.
You’ll receive a proposal from us with your monthly repayment amount, term and interest rate. Not quite what you’re looking for? You can easily adjust the loan amount and term.
If you’re happy with your simulation, proceed with the feasibility check to see whether your loan is good to go.
If your loan is approved, you can sign for it online right away. As soon as we’ve received your confirmation, we’ll transfer the amount to your account.
When does a personal loan come in useful?
Borrowing to cover study expenses or gaining a driving licence
Being a student costs an average of 12,450 euros a year. The cost of theory lessons and driving tuition at a driving school can quickly mount up to more than 1,000 euros. When you take out our personal loan, you pay back a fixed amount every month, ensuring you're never in for any unwelcome surprises.
The personal loan in more detail
Fixed repayment schedule
When you take out a fixed-rate loan, you know in advance how much you have to pay off each month. The length of time you can take to repay your loan depends on how much you want to borrow.
By running a personal loan simulation, you know beforehand exactly how much you'll be repaying each month and for how long. So, ultimately it's you who decides what your loan looks like.
Loan type: instalment loan. Subject to your loan application being approved by KBC Bank NV. Lender: KBC Bank NV, with registered office at Havenlaan 2, 1080 Brussels, Belgium. VAT BE 0462.920.226, RLP Brussels.