Investing for beginners
If you're thinking about starting to invest, be sure to check out and compare KBC Brussels's investment plans below. An investment plan is an easy and convenient way to start out investing. You can begin by investing small amounts, you don't need to have specialist knowledge and you stay in control of your money.
What is an investment plan?
An investment plan is a way of investing an amount of your choice at regular intervals. For example, you can set up an order to transfer 25 euros a month to your investment plan, just like you might transfer a fixed amount each month to your savings account. However, you need to remember that investments run more risk than savings because your capital isn’t guaranteed.
On the other hand, an investment plan has many benefits:
- You can start by investing small amounts of money and gradually building up your investment
- You invest at an average entry price because you invest at regular intervals, regardless of how well or poorly the stock market is faring
- You rely on the expertise of KBC Asset Management, whose fund managers adjust your funds in response to what’s happening on the financial markets
- You can pause, stop and restart your investment plan whenever you want
- Your annual returns are automatically reinvested, which in turn may generate additional returns
Different ways for beginners to start investing
Not every novice investor has the same preferences. For instance, some might prefer to start by investing their spare change or by investing a fixed sum every month, whereas others may want to receive advice or already know the approach they want to take. In the end, an individual’s preferences determine which product is right for them.
- KBC Brussels Investment Plan: an investment plan gives you the opportunity to invest a fixed amount of your choice each month. For instance, you could set things up so that you invest 25 euros a month. You can either decide yourself which fund you want to invest in or you can seek advice from KBC Brussels and receive a personal proposal based on your investment profile.
- Spare change investing: this is the most accessible way to start investing. When you opt for this service, we round up all payments made from your current account to the nearest euro. For instance, if you purchase something for 3.51 euros, we round up that figure to 4 euros and credit the 49 cents change to your investment plan.
Different ways for beginners to start investing
Not every novice investor has the same preferences. For instance, some might prefer to start by investing their spare change or by investing a fixed sum every month, whereas others may want to receive advice or already know the approach they want to take. In the end, an individual’s preferences determine which product is right for them.
- KBC Brussels Investment Plan: an investment plan gives you the opportunity to invest a fixed amount of your choice each month. For instance, you could set things up so that you invest 25 euros a month. You can either decide yourself which fund you want to invest in or you can seek advice from KBC Brussels and receive a personal proposal based on your investment profile.
- Spare change investing: this is the most accessible way to start investing. When you opt for this service, we round up all payments made from your current account to the nearest euro. For instance, if you purchase something for 3.51 euros, we round up that figure to 4 euros and credit the 49 cents change to your investment plan.
Starting to invest
Let's just recap and then you can start investing. Compare KBC Brussels's investment plans below and go with the service that suits you best.
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KBC Brussels Investment Plan
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Spare change investing
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|---|---|---|
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Minimum amount |
25 euros | 10 euros |
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Based on your investment profile |
Optional | |
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Set up and manage in KBC Brussels Mobile |
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Responsible investment funds |
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| Learn more | Learn more | |
Minimum amount
Based on your investment profile
Set up and manage in KBC Brussels Mobile
Responsible investment funds
|
KBC Brussels Investment Plan |
|
|
Spare change investing |
Minimum amount |
More information |
|---|---|
| 25 euros | |
| 10 euros |
Based on your investment profile |
More information |
|---|---|
| Optional | |
Set up and manage in KBC Brussels Mobile |
More information |
|---|---|
Responsible investment funds |
More information |
|---|---|
Prefer to talk to a KBC Brussels staff member first and discuss the ideal approach for you? Contact KBC Brussels Live or arrange a meeting for personal advice.
