Have your property bid analysed
- Free of charge and without any obligation
- Available even if you’re not a KBC Brussels customer
- Stand out from other buyers
There are a lot of uncertainties when buying a home. Finding your dream home itself is a challenge, but the financial aspects can cause sleepless nights as well.
Once you’ve found your dream home, speed is of the essence. There’s no time to waste between the viewing and making your offer. The feasibility certificate from KBC Brussels gives you an idea of the financial feasibility of your home project before you make an offer.
KBC Brussels will analyse your situation and confirm whether your bid seems realistic, providing clarity and allowing you to make your bid with more confidence. The feasibility certificate gives you a headstart on other buyers.
What is the feasibility certificate?
The feasibility certificate from KBC Brussels is a free, non-binding document that proves that your bid for a property appearsfinancially feasible for your situation.
After you enter the details of your income, expenditure and home project on our website, we will analyse your financial situation and provide immediate feedback.
If you make a bid, you can add the certificate as additional proof that it is well-considered and has been analysed by KBC Brussels.
While it’s not a guarantee that you’ll get a home loan from KBC Brussels, the certificate does provide greater clarity on what your financial options are.
The certificate is tied to a single bid for a specific property. If you’d like to increase your bid or you have another property in mind, you can submit the new information on our website and, if the result is positive, you’ll receive a new feasibility certificate based on your updated situation.
How does the feasibility certificate work?
Once you’ve found your dream home, the next step is making an offer to the seller.KBC Brussels will help you assess whether yourbid seems financially feasible.
We start by examining:
- Your income
- Your expenditure
- The details of your home project
We then analyse your financial situation. If the result is positive, you’ll receive the feasibility certificate.
The certificate does not contain any confidential information, so you’re free toshare it with the seller or estate agent. This allows you to show that your bidhas been analysed by KBC Brussels, increasing its credibility.
Important: While KBC Brussels's feasibility certificate gives you clarity regarding your offer, it does not guarantee you’ll get a home loan. For this reason, we would stillrecommend that your bid includes a condition precedent.
What does the certificate look like?
The feasibility certificate does not contain any confidential information about you as a buyer. We include:
- The positive result of the analysis
- Your surname
- Your bid
- The property's location and asking price.
Who can apply for a feasibility certificate?
Anyone looking to buy a property can apply for a feasibility certificate. That means you don’t need to be a KBC Brussels customer to apply for the certificate on our website.
How do I apply for the feasibility certificate?
You can apply for the feasibility certificate free of charge and without any obligation on the KBC Brussels website. You fill in all the information we need for the financial analysis of your home project, such as your income, expenditure and details of your plans. If the result is positive, you can immediately download the certificate and add it to your bid.
Has your bid been accepted?
If your bid for your dream home been accepted, it's time to apply for your home loan. At KBC Brussels, we’ll be happy to help to guide you through that process as well.
Legal information
Loan type: mortgage loan for immovable property. Subject to your loan application being approved by KBC Bank NV. Lender: KBC Bank NV – Havenlaan 2 – 1080 Brussels – VAT BE 0462.920.226 – RLP Brussels