Accident cover for grandchildren

KBC Accident Insurance

Accident cover for grandchildren

KBC Accident Insurance

Why take out accident cover for grandchildren?

Accident cover for grandchildren

If your grandchildren visit you regularly, this insurance protects you against the financial consequences of an accident involving your grandchildren in your home.
What's more, your grandchildren are also insured elsewhere as long as they are under your supervision and the parents are not present themselves.

Be sure to read what is and isn't covered.

What is covered?

  • Accidents at your home

If you're minding your grandchildren and the parents themselves are absent

  • Accidents while you're out and about with them
  • Road traffic accidents
  • Accidents while you are travelling with your grandchildren

Accident cover for grandchildren is valid worldwide. Your grandchild may not have reached the age of 14 at the time of the accident.

Not covered


  • During participation in – including when training for – competitive full-contact martial arts such as boxing and kick-boxing, motorised sports, kite-flying, skiing, water skiing, snowboarding, skeleton and bobsleighing
  • During mountain climbing, deep-sea diving and other forms of underwater diving, speleology, hang-gliding, parachute jumping and other forms of high-altitude jumping using a parachute

The complete list of exclusions can be found in the general conditions.

What do we compensate?

  • Medical expenses and related costs
    For example
    • Suitable transport for the treatment of your grandchild in a Belgian hospital or rehabilitation centre
    • Costs of a stay of up to 30 days for a family member who stays overnight in hospital with your grandchild during their hospitalisation
  • Costs of installing a lift, widening of doors, etc. in the case of permanent physical disability
  • Funeral expenses

Your deductible with respect to the medical expenses and any related costs is 50 euros.

Good to know

  • This product is governed by the laws of Belgium.
  • The insurance in this policy applies for a term of one year and tacitly renews unless you terminate it no later than three months before the main renewal date.
  • Your intermediary is the first point of contact for any complaints you may have. If agreement cannot be reached, please contact KBC Complaints Management: Brusselsesteenweg 100, 3000 Leuven,, tel. 016 43 25 94 (free of charge) or + 32 78 15 20 45 (charges apply), fax: + 32 16 86 30 38. If you are unable to reach a suitable resolution, you can contact the Belgian insurance industry's ombudsman service, who acts for the entire sector: de Meeûssquare 35, 1000 Brussels,,
    This does not affect your legal rights.

To request a premium calculation for accident cover for grandchildren, contact your Insurance Expert for more help.

The KBC Accident Insurance is a product of KBC Insurance NV – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – Belgium
VAT BE 403,552,563 – RLP Leuven – IBAN BE43 7300 0420 0601 – BIC KREDBEBB
Company authorised for all classes of insurance under code 0014 (Royal Decree of 4 July 1979; Belgian Official Gazette, 14 July 1979) by the National Bank of Belgium, De Berlaimontlaan 14, 1000 Brussels, Belgium.
Member of the KBC Group

For a concise description of the cover, the most important exclusions and other information, please refer to the information document and the general conditions

What does accident cover for grandchildren cost?