If you've already built up a tidy sum on your savings account, you may be thinking about how to increase your return. If you are, investing offers you the key. The high cost of living currently means that interest rates lag behind inflation. This eats into your purchasing power over time. Although investing is not a 'get rich quick' solution, the return on investments is generally higher than that on savings accounts, enabling you to overtake the inflation rate and boost your purchasing power!
Professional investment service tailored to your needs
We offer you an investment service that matches your needs, your wealth and your financial plans.
Periodic investments pay off
By investing periodically over time, you factor out your emotions, avoid mistimed investments and get market fluctuations to work for you.
A range of investment solutions
You choose from the extensive range of investment solutions at KBC Brussels. And each month KBC Brussels Invest keeps you informed of interesting investment opportunities.
Why investing can be an interesting proposition
Invest at the right time
A KBC Brussels Investment Plan lets you invest periodically and automatically:
- At fixed times,
- At pre-set intervals,
- In a set amount,
- In a fixed investment product.
Investing periodically offers a host of benefits. The principle underpinning periodic investment is that, if you want to invest a larger amount, you spread your investment over several months and thus achieve a lower mean purchase price.
The emotional investor
Periodic investment avoids bad timing, factors out emotion and lets price fluctuations work in your favour. And that leverages your return!
Did you know that…
... KBC Brussels offers more than 1,500 funds? Thankfully, the www.kbcbrussels.be/fundfinder will quickly help you find a range of suitable investment funds.
What is the KBC Brussels Large-Sum Investment Plan?
Under a KBC Brussels Investment Plan, you invest periodically over time and can choose from a range of investment funds. When you start up a KBC Brussels Investment Plan, two accounts are opened for you:
- A non-interest-bearing KBC Brussels Investment Plan Account, whose balance is automatically invested in the funds selected by you using a recurring sweep instruction
- A Plan Custody Account, into which the funds you've purchased are booked
You are free decide how long your KBC Brussels Investment Plan runs for. You can opt to invest for just a few months, e.g., until the year end. If you want to reduce your monthly investment sum or stop investing, you can change your deposits or (temporarily) stop your sweep instruction any time you wish. You can immediately sell the funds you buy, thus releasing liquidity when you need it.
Extra support for your assets?
If you're afraid of drowning in the detail or would rather spend your time doing other things, no problem. If you have assets of 25.000 euros or more to invest, you can rely on the advice and guidance of your own personal relationship manager.
KBC Brussels Wealth Management Service
If you want to sleep easy at night, then, on top of a personal relationship manager, you can also opt for the KBC Brussels Wealth Management Service. Not only will you then have your personal relationship manager, but you'll also have a team of specialists to permanently monitor your assets for you. Depending on your needs, financial plans and assets, KBC Brussels offers three services:
- KBC Brussels Wealth Management Service Smart for clients with assets of 25.000 euros or more to invest
- KBC Brussels Wealth Management Service Plus for clients with assets of 250.000 euros and more to invest
- KBC Brussels Wealth Management Service Select for clients with assets of 250.000 euros and more to invest, including an extensive equities service