If you’re considering buying a car, van or agricultural vehicle for your business, you may prefer not to touch your business assets to do so. Borrowing might be better for financing a new company vehicle, letting you spread your costs.

Wondering whether to rent or buy a property for your business? Investing in commercial premises is a sensible choice. If your property increases in value, you build up assets. That’s good for the future of your business. A business loan lets you finance these kinds of investments.

Businesses sometimes have changing capital needs. At certain times you may need to make expenses, while earnings are not yet on your account. Overcoming temporary cashflow shortfalls with a long-term loan won’t be an option. A credit facility is a more beneficial way to go in such cases, as it gives your business financial breathing space right away.

Expanding your business or just starting out? Investing in equipment is necessary to grow your business. Buying office facilities, machines and IT equipment also increases your productivity.

Maintaining sufficient cash reserves is always a good idea, so it may be preferable not to use your own resources for these types of investments. Financing business equipment through renting, leasing or investment credit could be the right choice.