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car fleet

Looking to finance your company car(s)?

  1. Run a simulation and take out your loan online 
  2. Get the same personal rate online as you would in your branch
  3. Benefit from our lower rate for 100% electric cars or hydrogen cars

How do I finance my company car?

As an entrepreneur – whether you’re self-employed, leading an SME or a company founder – having a company car is vitally important to your business and mobility.

Taking out finance for a company car limits your investment burden and helps maintain your cash flow. A variety of options are available on the market for businesses wanting to finance a vehicle, such as leasing, renting or investment credit. Straightforward digital process: get the same rate as at your branch and adjust your residual values for leasing and renting

At KBC Brussels, you can find business car financing that perfectly fits your company's needs.

To find out which type of credit is best suited to your needs, we’ve provided a detailed comparison of five different options:

Investment credit

yes Minimum credit amount: 1,250 EUR excl. VAT

yes Term: 2 to 5 years

yes Fixed interest rate

no pre-financing of VAT

yes Can be drawn down in instalments or in one lump sum

yes Monthly repayments

no residual value

no purchase option

yes Credit can be drawn down online via KBC Touch and/or KBC Business Dashboard

yes Accounting: on the balance sheet: capitalisation and depreciation

More info

Financial leasing

yes Minimum credit amount: 9000 EUR excl. VAT

yes Term: 2 to 5 years

yes Fixed interest rate

yes Pre-financing of VAT

no Drawdowns

yes Residual value: 4% by default

yes Purchase option

yes Administrative work carried out by KBC Lease

yes Accounting: on the balance sheet: capitalisation and depreciation

More info

Financial renting

yes Minimum credit amount: 9000 EUR excl. VAT

yes Term: 2 to 5 years

yes Fixed interest rate

yes Pre-financing of VAT

no drawdowns

yes Monthly repayments

yes Residual value by default 16%

yes Purchase option

yes Administrative work: carried out by KBC Lease

yes Accounting: on the income statement: booked as an expense

More info

Are you thinking about buying or leasing a company car as a (part-time) self-employed person? Perhaps an electric company car might be a sustainable and tax-efficient way to get around? Whatever your choose, KBC Brussels is sure to offer the right solution for you.  

Simulate and apply for finance