Payconiq

Receiving mobile payments

Payconiq

Receiving mobile payments

Surprisingly simple

Your customer just scans your unique QR code with the KBC Brussels Mobile app or the Payconiq by Bancontact app. You immediately see the confirmation on your computer or tablet.

Secure

Payments made using Payconiq are guaranteed, so whenever you receive confirmation that someone has paid, you can be 100% sure of getting the amount in question.

No set-up or subscription charges

With Payconiq, you only pay a charge of 0.06 euros per in-store transaction and 0.20 euros per online transaction.

Fill in the application form

Payconiq by Bancontact isn’t charging transaction fees during the months of March and April to support businesses during the coronavirus crisis.

In search of a mobile payment solution? Look no further! Payconiq offers a fast and easy way for your customers to pay using their smartphone. You receive real-time confirmation of the payment on your PC, tablet or smartphone. Find out how it works.

Payconiq is also available for private individuals. Find out how it works.

For your business premises, online store and invoices

  • When customers visit your business premises, they can pay for their purchase by scanning your QR code with their smartphone.
  • For purchases from your online store, they pay simply by hitting the Payconiq payment button.
  • When you send out an invoice, add your QR code and your customers simply scan it with the app to pay.

How to get going with Payconiq

On your premises or for cash withdrawals

  1. Fill in the application form or contact your branch
  2. You'll be sent a contract that can be signed digitally
  3. Once you've signed it, log in to the Payconiq merchant portal (you are then permanently activated as a retailer)
  4. As soon as Payconiq receives your contract, a welcome pack will be put together for you (you usually receive it within two weeks)
  5. Place your new QR code where it can be clearly seen in your premises and you're ready to go

In your online store

  1. Fill in the application form or contact your branch
  2. We'll discuss your specific requirements with you and forward your application to Payconiq
  3. Payconiq will contact you to integrate Payconiq Online into your web store

On your invoices

  1. Fill in the application form or contact your branch
  2. We'll discuss your specific requirements with you and forward your application to Payconiq
  3. Payconiq will contact you to add Payconiq as a payment option on your invoices

If you want to combine more than one option, that can be arranged for you too.

No fixed charges

  • You don’t pay any set-up or subscription charges
  • With Payconiq, you only pay a charge of 0.06 euros per in-store transaction and 0.20 euros per online transaction
  • You don’t need to buy any new or special hardware; your smartphone, computer or tablet is all you need

Receive payments fast and easy

A smooth payment experience

Paying couldn't be easier using Payconiq in the KBC Brussels Mobile app or the Payconiq by Bancontact app.

All your customers need to do is scan your unique QR code, enter the amount on their smartphone and confirm payment with their PIN. It’s as simple as that!

You can check all incoming payments in real time on the merchant portal (they are instantly displayed in the list of transactions) and create and export payment overviews in just a few taps or clicks.

Convenience for your customers

If a customer leaves home without their debit card or any cash, that won't pose a problem. All they need to do is launch the KBC Brussels Mobile app or Payconiq by Bancontact app.

Around 7 in 10 smartphone users have at least one banking or payment app on their phone, so chances are many of your customers are interested in – or are already – paying with Payconiq.

Since being launched, Payconiq in the KBC Brussels Mobile app has welcomed 1.2 million enthusiastic users!

Is Payconiq secure?

Payconiq uses a highly secure transfer system, with every single communication between Payconiq and the banks being encrypted. And user privacy is protected, too.

What’s more, payments made using Payconiq are guaranteed, so whenever you receive confirmation that someone has paid, you can be 100% sure of getting the amount in question.

Is Payconiq something for you?

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Payment terminals at KBC Brussels

Payconiq offers you a convenient and fully mobile payment system that can supplement a payment terminal on your business premises. Find out more about the different options.

Frequently asked questions

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