Accepted worldwide
You can use the card worldwide to pay for goods and services or withdraw cash wherever you see the Mastercard logo.
Put real-time money on your card
Load real-time money yourself using the fast-load button in KBC Brussels Business Dashboard.
View your balance
You can see not just your card's current balance but also your transactions in KBC Brussels Business Dashboard.
What is the KBC Brussels Business Prepaid Card?

The KBC Brussels Business Prepaid Card is a card you load in advance. Simply load an amount onto your card and then use it in exactly the same way as a credit card.
How does it differ from a credit card?
With the KBC Brussels Business Prepaid Card, only the amount loaded onto the card can be used, the amount used is debited instantly from your KBC Brussels Business Prepaid Card, and your balance cannot go below zero. In other words, you are not paying 'on credit'.
You and your employees
You can use the KBC Brussels Business Prepaid Card wherever you see the Mastercard logo, throughout the world. You can also use it online. Furthermore, you can apply for this card for all your employees, even if they don't bank at KBC Brussels. Very handy indeed!
Putting money on your KBC Brussels Business Prepaid Card
You can manage your KBC Brussels Business Prepaid Card easily online via KBC Brussels Business Dashboard. KBC Brussels Business Dashboard has a convenient quick load button for putting money on the card, but you can also top up by means of a credit transfer. You can load a maximum of 1,250 euros per top-up. The KBC Brussels Business Prepaid Card can be loaded with a maximum of 5,000 euros per card. Tip: instructions on loading your card appear at the bottom or on the back of your KBC Brussels Business Prepaid Card.
Manage your KBC Brussels Business Prepaid Card yourself
You decide for yourself which KBC Brussels Business Prepaid Card can be used to make online or other purchases. You can use KBC Brussels Business Dashboard to enable or disable this function (for each card holder).
Once the card is loaded
The card holder will have access to the money within an hour.
Which account should you choose?
A card obviously needs to be linked to an account. The KBC Brussels Business Prepaid Card can be combined with:
- the KBC Brussels Business PRO
- the KBC Brussels Business Compact
- the KBC Brussels Business Convenience
- the KBC Brussels Company Account
- the KBC Brussels Law Office Account
Summary of charges
KBC Brussels Company Account KBC Brussels Law Office Account |
KBC Brussels Business PRO KBC Brussels Business Compact KBC Brussels Business Convenience |
|
Annual fee | 26.62 euros | 18.15 euros |
Paying retailers (worldwide) |
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Online transactions | ||
Withdrawing cash at ATMs | 1.21% of the amount withdrawn, with a minimum charge of 6.05 euros | 1.21% of the amount withdrawn, with a minimum charge of 6.05 euros |
Withdrawing cash in a financial institution or bureau de change | 2.42% of the amount withdrawn, with a minimum charge of 6.05 euros | 2.42% of the amount withdrawn, with a minimum charge of 6.05 euros |
Exchange rate: indicative rate set by the European Central Bank (plus an exchange margin of 1.6% for payments and withdrawals in a currency other than the euro).
Spending limits
- Cash withdrawals: as standard, the maximum amount you can withdraw using your KBC Brussels Business Prepaid Card is set at 650 euros every 4 days. You can adjust this limit via KBC Brussels Business Dashboard. There is no monthly maximum.
- Card payments: there are no spending limits when you pay with your KBC Brussels Business Prepaid Card. However, the maximum amount you can have on your card is limited to 5,000 euros. You can top up your card as often as you like via KBC Brussels Business Dashboard.
Pay quickly, easily and safely with contactless
Make contactless payments by simply holding your card against the payment terminal and then see whether payment went through on the screen. You’ll sometimes be asked to enter your PIN to verify that the card is yours. Contactless payments are processed in the same way as when you insert your card into the terminal and enter your PIN. If you prefer not to use your card’s contactless feature, it’s easy to disable.
Restriction on the KBC Brussels Business Prepaid Card
The balance on your KBC Brussels Business Prepaid Card cannot go below zero i.e. go into the red. So, you cannot run up any credit.
You cannot use the KBC Brussels Business Prepaid Card to pay in places where the balance is not checked in real time. Examples include tollbooths, filling stations*, vending machines, underground car parks, when on board aeroplanes and when hiring a car.
*Additional information for paying at filling stations: if there is a point-of-sale terminal outside, you can refuel, though it is best to make sure that the available balance on your card is at least 125 euros. Because the exact amount of the payment is not known in advance, a set amount from your available balance is reserved each time you refuel to ensure that you can make the payment. That amount is usually 125 euros. Settlement takes place two days after you have refuelled, and you will be paid back the difference.
The only limitation
You can use the card easily in shops carrying the Mastercard logo worldwide, as well as online in web shops. You can't use it in places where the balance can't be checked in real time, for example tollbooths, drink vending machines and underground car parks. You can only use your prepaid card in the US if you activate it in advance for that purpose.
You can use the card for refuelling at filling stations with outdoor payment terminals. However, it's best to make sure you have an available balance of at least 125 euros on your card. Because the exact amount of the payment is not known in advance, a set amount from your available balance is reserved each time you refuel to ensure that you can make the payment. That amount is usually 125 euros. Settlement takes place two days after you have refuelled, and you will be paid back the difference.
Lost or stolen card? Call CardStop
Always keep your card in a safe place and keep your PIN secret. If your card is lost or stolen, call Card Stop on +32 70 344 344.