Select ‘KBC Brussels Business PRO’
Business account with 11 exclusive benefits for starting entrepreneurs
51 euros a year
- Save up to 1 000 euros on start-up costs
- Keep business and personal finances neatly separated
- Fully tax-deductible
Even though you’re not in a particularly strong position at this stage, you still need certain tools and services. Fortunately, you can find them in this starter pack.
- Free activation of your VAT number (Acerta/Liantis)
- Free personal account with your business account (KBC Brussels Plus Account)
- Personal risk analysis and discount on your third-party liability insurance (KBC Insurance)
- Receive quick payment with the Link/2500 terminal (Worldline)
- Business credit card: buffer of up to 10 000 euros/month (KBC Brussels Mastercard Business Essential)
- Handy invoicing tool, including Peppol e-invoicing capability (Billit)
- Smart marketing package with e-mail tool and customer loyalty scheme (Joyn)
- Keep easy digital track of cash transactions (Scrada)
- An understandable and affordable way to do your own accounting (Dexxter)
- Inexpensive business Internet service and free installation (Telenet)
- Discounted membership of the Organisation for self-employed and SMEs (UNIZO) and free copy of ‘Andermans zaken’ (Kamal Kharmach)
Starting your own business can be an anxious time. Even though you’re not in a particularly strong position at this stage, you still need certain tools and services. Fortunately, you can find them in this starter pack.
Free activation of your VAT number
Invoicing tool (incl. Peppol)
Discount on your Worldline payment terminal
Smart marketing package with e-mail tool and customer loyalty scheme
Easily keep a digital record of cash transactions
Easy and affordable way to do your own accounting
The Boostpack is a benefits package for starting entrepreneurs who open a KBC Brussels Business PRO Account. After opening your account, you can apply for your benefits provided you do so within the first year of registering your business or it has still to be registered. See full terms and conditions.
Keep your business and personal finances neatly separated thanks to a business account
- This simplifies your bookkeeping ... and helps avoid tax chaos
- You can deduct the costs from your tax return (and you get your personal account for free)
- Having two accounts in one place means you can easily toggle between your business and personal sections
- A business account plus free personal account (KBC Brussels Plus Account)
- Get 11 business starter benefits with the Boostpack (including free activation of your VAT number and use of a handy invoicing tool)
- Carry out unlimited transactions (both manually and digitally)
- Add multi-currency accounts to your business account and pay transparently in other currencies at better rates
- Automate your bookkeeping with encrypted account statements (CODA/XML)
- Personalise your KBC Brussels Business Dashboard, retrieve reports, sign online transactions, and more
- The Best banking app in the world according to Sia
- KBC Brussels Business Debit Card sent free of charge by post (if you require an additional card, you can get one for just 9 euros a year)
- You get your KBC Brussels Mastercard Business Essential for free in the first year, after which you pay %%tarief.mastercardbusinessessential%% a year (optional)
- Additional business services in KBC Brussels Mobile: deal with defaulters using Go Solid, quickly find flexi staff with NOWJOBS, and much more besides
What you do in your private life doesn’t – in principle – concern the tax authorities. However, if you also use your personal account for business purposes, they will obviously have to sift through that account.
It also takes a lot of time to check each and every transaction on a ‘mixed account’ to see whether it was carried out for the business or for you personally. This will keep your accountant unnecessarily busy and that costs money.
Want to keep your business and personal finances separate at no extra cost?
The KBC Brussels Twin Package Deal doesn’t just give you a quality business account. You also get a free personal account into the bargain.
The annual charges in respect of your business account can of course be deducted from your tax return.
Here's how it works: if you open your KBC Brussels Business PRO before your personal account, your discount will be deducted automatically. If you already have a current account at KBC Brussels, call KBC Brussels Live for your free KBC Brussels Plus Account.
A business account is required when you start up a company.
If you’re starting up as a sole trader, it’s not compulsory to have a business account but it’s recommended. It enables you to keep your business and personal payments separate, while getting off to a flying start thanks to the Boostpack.
Ready to start?
Take the first step by opening your business account. You can then apply for your benefits and ensure you’re properly prepared to start your business.
You wouldn't want to miss out on discounts worth 1 000 euros, would you?
Like to find out more?
About your Boostpack insurance benefit
- Get 15% off your Commercial Liability Insurance for the entire term of the contract. This third-party liability insurance covers loss, damage or injury you or one of your employees cause to others while carrying out your business activities. It’s a way of protecting your business assets.
- Get a personalised risk analysis and health and safety advice tailored to your company from a KBC Insurance agent.
What’s covered?
- Your third-party liability
This means that KBC Brussels pays the aggrieved party:- For any loss, damage or injury caused while your business activities are being carried out
- If your products cause loss, damage or injury after being delivered
- If your work causes loss, damage or injury after being carried out
- Damage caused by fire and explosion (optional add-on)
If you fall within the scope of the Act of 30 July 1979 on the prevention of fire and explosion and on compulsory insurance for third-party liability in such cases, and you have a business premises, you must take out insurance to cover your objective liability in the event of fire or explosion.
What’s excluded?
- Loss, damage or injury caused intentionally (such as vandalism or assault)
- Loss, damage or injury caused through gross negligence (such as drunkenness or any other similar condition)
- Loss, damage or injury caused by using products or working methods that are punishable by criminal prosecution
- Loss, damage or injury caused by failure to take the necessary precautions to prevent it from recurring for the same reason
- Loss, damage or injury caused on account of the sub-standard quality of the products delivered or works performed if you were aware of it
Your benefits
- Get 15% off the premium for Commercial Liability Insurance for the entire term of the contract
- Get a personalised risk analysis and health and safety advice tailored to your company from your KBC Insurance agent
Good to know
- This insurance is governed by the laws of Belgium.
- This insurance is valid for a term of three years and is tacitly renewed unless it is cancelled no later than three months before the main renewal date.
- Your intermediary is the first point of contact for any complaints you may have. If no agreement can be reached, please contact KBC Brussels Complaints Management, Brusselsesteenweg 100, 3000 Leuven, complaints@kbc.be, tel. 016 43 25 94, fax: + 32 16 86 30 38.
- If you cannot find a suitable solution, you can contact the Belgian insurance industry's ombudsman service: Ombudsman van de Verzekeringen, de Meeûssquare 35, 1000 Brussels, info@ombudsman-insurance.be, www.ombudsman-insurance.be.
- This does not affect your legal rights. You can obtain a quote for this insurance by contacting your KBC Brussels Insurance intermediary.
This insurance comes under KBC Brussels Commercial Liability Insurance. KBC Commercial Liability Insurance is a product provided by KBC Insurance NV – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – Belgium.
VAT BE 0403.552.563 – RLP Leuven – IBAN BE43 7300 0420 0601 – BIC KREDBEBB
Company licensed by the National Bank of Belgium, de Berlaimontlaan 14, 1000 Brussels, Belgium, for all classes of insurance under code 0014 (Royal Decree of 4 July 1979, Belgian Official Gazette of 14 July 1979). Member of the KBC Group.
Read this information carefully before taking out this insurance