The KBC Brussels Home & Pension Plan is a (class 21) pension savings insurance plan that allows you to build up a supplementary pension in a tax-efficient manner under the pension savings tax scheme. What's more you can use it to pay for your loan balance insurance if you take out a home loan in the future.
Pension savings insurance can be taken out by any taxpayer aged between 18 and 65. Starting early means that a tidy pension pot can be built up for later.
Interest is guaranteed on the amounts saved until the end of the contract, making it a very safe product. KBC Insurance guarantees paying interest on every net deposit until the contract ends. At present, the rate is 0.75%.
Planning to build, renovate or buy a home sometime in the future? You can use the capital you've accumulated to pay for loan balance insurance (i.e. mortgage cover life insurance). By saving tax-efficiently beforehand, you also create more financial breathing space for yourself during the period you pay off your home loan.