Silver Mastercard with purchase protection


4,25 euros a month
3.25 euros for the KBC Brussels Plus Account, 1 euro for the credit card
  • Secure payments worldwide and online
  • Enjoy purchase protection and two years additional warranty
  • Including the KBC Brussels Plus Account
Apply for your credit card online

Why this particular credit card?

Our Silver Mastercard is the ideal credit card for occasional use.
It lets you easily book holidays, shop online or make larger purchases, with a spending limit of up to 2 500 euros a month.

Find out more about this credit card

Purchase protection insurance

This cover protects your purchases against accidental damage and aggravated theft (involving violence or forced entry) for up to 90 days after purchase. The items have to have cost over 50 euros and been purchased using your KBC Brussels Silver Credit Card.

If you catch your new jersey on a door handle after a week, that’s covered.

What’s excluded?

  • Damage caused intentionally by you
  • Ordinary wear and tear

Good to know

  • The insurance is offered by KBC Insurance NV – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – Belgium VAT BE 0403.552.563 – RLP Leuven – IBAN BE43 7300 0420 0601 – BIC KREDBEBB. Company licensed by the National Bank of Belgium, de Berlaimontlaan 14, 1000 Brussels, Belgium, for all classes of insurance under code 0014 (Royal Decree of 4 July 1979, Belgian Official Gazette of 14 July 1979). Member of the KBC Group.
  • The conditions of cover are available from all KBC Brussels Bank branches and at www.kbcbrussels.be/en/silver. The applicable general conditions alone determine your right to compensation from the insurer.
  • You can submit any advertising complaints you may have to complaints@kbc.be, tel. 016 432 594 or ombudsman@ombfin.be, www.ombfin.be. You can submit any insurance complaints you may have by e-mailing info.be@thewarrantygroup.com or info@ombudsman.as,  www.ombudsman.as.
  • You must register for the insurance policy in order to benefit from its cover. Signing up is free of charge. You can submit a claim under the insurance as long as your credit card is active and you have paid the card fee. The insurance ends automatically when the contract between KBC Bank NV and the insurer is terminated.
  • Belgian law applies.
  • This insurance is a class 16 product (financial loss insurance).
  • For a quote, please contact your KBC Brussels insurance intermediary.

Extended warranty insurance

This cover adds a further two years to the two-year warranty required by law.

If your dishwasher or power drill gives up the ghost after three years, you will receive compensation for the cost of repairing or replacing it provided the item was purchased using your KBC Brussels Silver Credit Card.

What’s excluded?

  • Damage caused intentionally by you
  • Ordinary wear and tear

Good to know

  • The insurance is offered by KBC Insurance NV – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – Belgium VAT BE 0403.552.563 – RLP Leuven – IBAN BE43 7300 0420 0601 – BIC KREDBEBB. Company licensed by the National Bank of Belgium, de Berlaimontlaan 14, 1000 Brussels, Belgium, for all classes of insurance under code 0014 (Royal Decree of 4 July 1979, Belgian Official Gazette of 14 July 1979). Member of the KBC Group.
  • The conditions of cover are available from all KBC Brussels Bank branches and at www.kbcbrussels.be/en/silver. The applicable general conditions alone determine your right to compensation from the insurer.
  • You can submit any advertising complaints you may have to complaints@kbc.be, tel. 016 432 594 or ombudsman@ombfin.be, www.ombfin.be. You can submit any insurance complaints you may have by e-mailing info.be@thewarrantygroup.com or info@ombudsman.as,  www.ombudsman.as.
  • You must register for the insurance policy in order to benefit from its cover. Signing up is free of charge. You can submit a claim under the insurance as long as your credit card is active and you have paid the card fee. The insurance ends automatically when the contract between KBC Bank NV and the insurer is terminated.
  • Belgian law applies.
  • This insurance is a class 16 product (financial loss insurance).
  • For a quote, please contact your KBC Brussels insurance intermediary.

Payments and cash withdrawals worldwide

  • Fast payments across the world using the Mastercard network
  • Online shopping and travel and ticket reservations
  • Cash withdrawals at ATMs worldwide

Standard spending limit of 2,500 euros

A KBC Brussels Silver Credit Card has a standard spending limit of 2,500 euros a month. Alter your limit in real time using the KBC Brussels Mobile app or KBC Brussels Touch.

Our apps even let you temporarily raise your spending limit over the maximum amount, as long as your card doesn’t have a KBC Brussels Flex Budget facility.

Our cheapest credit card

For as little as 4,25 euros a month, you have the convenience of a KBC Brussels Silver Credit Card, including your current account.

Flexible repayments

Your credit card spending is generally deducted from your account in one go in the next month. If you want to spread your repayments over several months, link your KBC Brussels credit card to a KBC Brussels Flex Budget facility. This extra cash reserve can be repaid at your own pace. In exchange for a certain rate of interest, you choose how much you pay off every month.

Learn more about a KBC Brussels Flex Budget facility.

Contactless payments

This lets you pay using your credit card without having to enter its PIN. All you have to do is hold your card against the terminal. If you’d sooner not, you can disable the option in KBC Brussels Touch.

Find out more about contactless payments.

What does a Silver Mastercard credit card cost?

Price of a KBC Brussels Plus Account with a KBC Brussels Silver Credit Card 4,25 euros per month ((3.25 euros for the KBC Brussels Plus Account, 1 euro for the credit card)

Cash withdrawal in euro

  • At an ATM: 1% of the amount, with a minimum charge of 5 euros
  • Over the counter at a bank or bureau de change located abroad: 2% with a minimum charge of 5 euros

Cash withdrawal in other currency

  • At an ATM: 1% of the amount (with a minimum charge of 5 euros) + 1.6% commission
  • Over the counter at a bank or bureau de change located abroad: 2% (with a minimum charge of 5 euros) + 1.6% commission

Flexible repayments

Your credit card spending is generally deducted from your account in one go in the next month. If you want to spread your repayments over several months, link your KBC Brussels credit card to a KBC Brussels Flex Budget facility. This extra cash reserve can be repaid at your own pace. In exchange for a certain rate of interest, you choose how much you pay off every month.

Learn more about a KBC Brussels Flex Budget facility.

Payments and cash withdrawals worldwide

  • Fast payments across the world using the Mastercard network
  • Online shopping and travel and ticket reservations
  • Cash withdrawals at ATMs worldwide

Extended warranty insurance

This cover adds a further two years to the two-year warranty required by law.

If your dishwasher or power drill gives up the ghost after three years, you will receive compensation for the cost of repairing or replacing it provided the item was purchased using your KBC Brussels Silver Credit Card.

What’s excluded?

  • Damage caused intentionally by you
  • Ordinary wear and tear

Good to know

  • The insurance is offered by KBC Insurance NV – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – Belgium VAT BE 0403.552.563 – RLP Leuven – IBAN BE43 7300 0420 0601 – BIC KREDBEBB. Company licensed by the National Bank of Belgium, de Berlaimontlaan 14, 1000 Brussels, Belgium, for all classes of insurance under code 0014 (Royal Decree of 4 July 1979, Belgian Official Gazette of 14 July 1979). Member of the KBC Group.
  • The conditions of cover are available from all KBC Brussels Bank branches and at www.kbcbrussels.be/en/silver. The applicable general conditions alone determine your right to compensation from the insurer.
  • You can submit any advertising complaints you may have to complaints@kbc.be, tel. 016 432 594 or ombudsman@ombfin.be, www.ombfin.be. You can submit any insurance complaints you may have by e-mailing info.be@thewarrantygroup.com or info@ombudsman.as,  www.ombudsman.as.
  • You must register for the insurance policy in order to benefit from its cover. Signing up is free of charge. You can submit a claim under the insurance as long as your credit card is active and you have paid the card fee. The insurance ends automatically when the contract between KBC Bank NV and the insurer is terminated.
  • Belgian law applies.
  • This insurance is a class 16 product (financial loss insurance).
  • For a quote, please contact your KBC Brussels insurance intermediary.

Purchase protection insurance

This cover protects your purchases against accidental damage and aggravated theft (involving violence or forced entry) for up to 90 days after purchase. The items have to have cost over 50 euros and been purchased using your KBC Brussels Silver Credit Card.

If you catch your new jersey on a door handle after a week, that’s covered.

What’s excluded?

  • Damage caused intentionally by you
  • Ordinary wear and tear

Good to know

  • The insurance is offered by KBC Insurance NV – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – Belgium VAT BE 0403.552.563 – RLP Leuven – IBAN BE43 7300 0420 0601 – BIC KREDBEBB. Company licensed by the National Bank of Belgium, de Berlaimontlaan 14, 1000 Brussels, Belgium, for all classes of insurance under code 0014 (Royal Decree of 4 July 1979, Belgian Official Gazette of 14 July 1979). Member of the KBC Group.
  • The conditions of cover are available from all KBC Brussels Bank branches and at www.kbcbrussels.be/en/silver. The applicable general conditions alone determine your right to compensation from the insurer.
  • You can submit any advertising complaints you may have to complaints@kbc.be, tel. 016 432 594 or ombudsman@ombfin.be, www.ombfin.be. You can submit any insurance complaints you may have by e-mailing info.be@thewarrantygroup.com or info@ombudsman.as,  www.ombudsman.as.
  • You must register for the insurance policy in order to benefit from its cover. Signing up is free of charge. You can submit a claim under the insurance as long as your credit card is active and you have paid the card fee. The insurance ends automatically when the contract between KBC Bank NV and the insurer is terminated.
  • Belgian law applies.
  • This insurance is a class 16 product (financial loss insurance).
  • For a quote, please contact your KBC Brussels insurance intermediary.

Standard spending limit of 2,500 euros

A KBC Brussels Silver Credit Card has a standard spending limit of 2,500 euros a month. Alter your limit in real time using the KBC Brussels Mobile app or KBC Brussels Touch.

Our apps even let you temporarily raise your spending limit over the maximum amount, as long as your card doesn’t have a KBC Brussels Flex Budget facility.

Our cheapest credit card

For as little as 4,25 euros a month, you have the convenience of a KBC Brussels Silver Credit Card, including your current account.

Contactless payments

This lets you pay using your credit card without having to enter its PIN. All you have to do is hold your card against the terminal. If you’d sooner not, you can disable the option in KBC Brussels Touch.

Find out more about contactless payments.

What does a Silver Mastercard credit card cost?

Price of a KBC Brussels Plus Account with a KBC Brussels Silver Credit Card 4,25 euros per month ((3.25 euros for the KBC Brussels Plus Account, 1 euro for the credit card)

Cash withdrawal in euro

  • At an ATM: 1% of the amount, with a minimum charge of 5 euros
  • Over the counter at a bank or bureau de change located abroad: 2% with a minimum charge of 5 euros

Cash withdrawal in other currency

  • At an ATM: 1% of the amount (with a minimum charge of 5 euros) + 1.6% commission
  • Over the counter at a bank or bureau de change located abroad: 2% (with a minimum charge of 5 euros) + 1.6% commission

Card details

Standard spending limit 2.500 euros
Preload or pay after Pay after
Fee per month 4.25 euros/month
Purchase protection and extended warranty insurance
Online shopping protection
Travel cancellation
Extended warranty for grey goods (PC, tablet, etc.)
Extra cover while travelling
Admission Ticket Cancellation Insurance 
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Our clothes dryer suddenly started malfunctioning a couple of months after the statutory warranty period had expired. However, because we'd paid for the dryer with our Silver Mastercard, the warranty had been extended for an additional two years and the repair costs were reimbursed. How good is that?

Free Loddewykx and Katrien De Valck from Meensel Kiezegem

Apply for your credit card online

Attention! If you don't use KBC Brussels Touch yet, contact KBC Brussels Live.

Learn more