No, Home Insurance is not compulsory by law. If you are a tenant, we recommend that you purchase tenant’s liability and home contents insurance, so as to avoid having to cover these costs yourself. If you decide to purchase Home Insurance, the insurer is required by law to cover a minimum number of risks, including, fire, storm, hail and natural disasters.
When you purchase Home Insurance, you often have a number of options to choose from, so it is important that you state which types of cover you require. If, for example, you require legal assistance in disputes with your landlord, you can extend your cover to include 'Legal assistance insurance for tenants'.