If you want to sue someone, say, for medical malpractice, our personal liability insurance with legal assistance is a big help. That's why we include it along with personal third-party liability insurance as part of our standard policy to make sure you're well and truly insured.
If you need it, we'll call in specialist help like lawyers, doctors or loss adjusters. We cover fees and outlays up to 100 000 euros per claim and for all beneficiaries combined. We don't apply a deductible or minimum amount, so we cover the full legal expenses.
- If you sustain loss, damage or injury, we'll help you get compensation from the liable party.
- If they're unable to pay compensation, we'll pay it up to 12 500 euros under certain conditions. In the event of bodily injuries, we'll pay a further 12 500 euros.
- If you're suspected of an unintentional offence, we'll arrange a lawyer to defend you if you're summonsed to appear in court.
There are a number of things we don't insure. These include fines and out-of-court settlements, offences like vandalism or fighting and disputes involving motor vehicle owners and drivers.
Claims involving performance of a contract are only insured if you've added our personal liability insurance with legal assistance including contractual disputes under your policy.