Why borrow money to buy a caravan, trailer or boat?
Life is too short to wait for the fun things, so why put them off?
Take out an instalment loan with us and start having fun now without
having to dip into your savings.
Loans you can take out
We offer loans for
caravans or mobile homes
trailers
boats
Fixed rate
The rate on your loan stays the same for the entire term, so you
repay the same amount every month with no unwelcome surprises.
When you take out your loan, we give you an overview of what you'll
pay off each month for the entire term of the loan. That way, you can
check how much you still have to pay and for how long. You can keep
track of your loan easily using KBC Brussels Touch or
KBC Brussels Mobile.
No invoices required
There's no need to submit any invoices to borrow for a caravan,
mobile home, trailer or boat. You decide how much you want to borrow.
If you’d rather pay part of the purchase price yourself we'll simply
finance the rest. Or you can borrow more to cover the cost of extra
accessories, like a towbar.
If you already bank with us, you don't even have to leave the
comfort of your own home to apply for a loan. Applications for loans
of up to 50,000 euros can be done completely online. If you need to
borrow more than that, we’ll be pleased to help you at one of our branches.
Choose the right term
The best term for you will depend on how much you want to borrow and
how much you can spare each month. The longer the term, the less
you'll have to repay each month and the easier it will be to pay off
your loan. The shorter the term of your loan, the more you'll have to
repay each month but you'll pay it off sooner and consequently pay
less interest. At KBC Brussels, the choice is in your hands.
There are a few legal limits that apply to the term of a loan: these
are automatically built into the car loan calculator.
Amount borrowed
Maximum term
up to 2,500 euros
24 months
up to 3,700 euros
30 months
up to 5,600 euros
36 months
up to 7,500 euros
42 months
up to 10,000 euros
48 months
up to 15,000 euros
60 months
up to 50,000 euros
72 months
Since a new vehicle quickly depreciates in value, our advice is not
to take too long to repay your loan. If you incur a claim or – worse
still – a total loss, losing your vehicle entirely, bear in mind that
you still have to keep paying off your loan. At KBC Brussels, we offer
special insurance to limit that risk for certain types of vehicles
like a caravan.
Disbursement of your loan
We will disburse your loan
within two months of you taking it out
onto a
specified account or joint account in your name
without you
needing to submit proof of investment
When do you start repaying your loan?
You start making your loan repayments one month after the loan is
paid to you. All subsequent monthly repayments will take place on the
same day of the month as the initial repayment.
Example
So,
if for example your loan is made available on 25 March, then your loan
repayments start on 25 April, with remaining repayments scheduled for
the 25th of every month.
Repayment account
You pay off your loan via a KBC Brussels current account or the contract
number of your loan (i.e. an account into which you can pay the
relevant amounts).
Not just for KBC Brussels clients
You don't need to have a current account with us to apply for a loan.
To work out and apply for an instalment loan, simply go to our
website. However, if you're already with us, calculate your
personal rate in KBC Brussels Touch.
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