Start saving for retirement on your smartphone

Start saving for retirement on your smartphone

Ever thought about saving for retirement? It could get you a tidy tax break every year.

KBC Brussels Mobile lets you start saving for your pension right from your phone. Don’t have our Mobile app yet? Get it now.

Start saving for your pension with KBC Brussels Mobile

Scan the QR code using your phone to start saving for your pension in just a few taps.

Don’t have our Mobile app yet?

Not with us yet?

Become a customer. Open your free current account online and get access to all our apps.

You invest on your own initiative without any investment advice from KBC Bank. That means we don’t assess whether the investment is suited to you and are unable to fully check whether you belong to the product’s target market. If you’d like to learn more about getting KBC Bank’s investment advice or pension savings insurance, contact your KBC Brussels branch, KBC Insurance agent or KBC Brussels Live.

Prefer personal advice in KBC Brussels Mobile?

Prefer personal advice in KBC Brussels Mobile?

Don’t have our Mobile app yet?

Not with us yet?

Become a customer. Open your free current account online and get access to all our apps.

You invest on your own initiative without any investment advice from KBC Bank. That means we don’t assess whether the investment is suited to you and are unable to fully check whether you belong to the product’s target market. If you’d like to learn more about getting KBC Bank’s investment advice or pension savings insurance, contact your KBC Brussels branch, KBC Insurance agent or KBC Brussels Live.

Useful tips

How much should you save?

See how much you can put aside each month. With us, you can save from 10 euros a month for your retirement.

Set up a standing order to save for your pension if you wish, indicating for how much, when it is to be paid and from which account. That way, you can easily reach 980 euros or 1,260 euros (depending on your savings plan) to qualify for the full tax break.

How do you get tax relief?

Next year, you’ll get a 30% or 25% tax break on what you’ve paid in (depending on the maximum tax-deductible amount that you’ve chosen to save).

How do you check how much you’ve already saved?

KBC Brussels Mobile gives you a handy overview of your pension savings account. It lets you see at a glance how much you still have to pay in to reach the annual maximum for getting full tax relief.

How to submit the maximum tax-deductible amount you want to go for?

  1. Log in to KBC Brussels Mobile.

  2. Tap 'Investments' in the bottom menu, followed by ‘Tax-advantaged savings & investments’. Tap your pension savings account.

  3. Tap the info bubble next to ‘Your current maximum tax-qualifying amount in 2019’ to see more information on the two caps for pension savings in 2019: 980 euros or 1,260 euros.

  4. Return to the previous screen and tap the blue button.

  5. Select the maximum tax-deductible amount you want to save in 2019 and tap 'Continue'.

  6. An information screen will appear explaining the product features. Read through this information and then tick the box to confirm that you've read the product information and tap 'Continue'.

  7. Select the amount that you want to pay in and tap 'Sign' to confirm your deposit. You’ll then see a confirmation page stating that your deposit has been made.

Please note:

If you've opted for the 1,260 euros cap, you'll need to deposit the amount required to reach the cap in one go using KBC Brussels Mobile. That way you can be sure to get the most tax relief.

Example:

You've been saving 80 euros per month for your pension by standing order (or 980 euros annualised). By October, you'll have saved 800 euros. You still have time to pay in an additonal 460 euros to top up to 1,260 euros for the full tax break.

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How are my pension savings taxed?

When you turn 60, or 10 years after starting to save for your pension, you pay a one-off favourable-rate final tax.
How are my pension savings taxed?

Getting started with pension savings

As soon as you start work and are 18 or over, you can start saving for your pension. And that's a very good idea, too, because starting early has lots of benefits.
Getting started with pension savings

Begin saving for retirement

Save up to 30% in tax each year.
Begin saving for retirement

Saving for your pension

Aim for long-term growth and lay the foundations for topping up your pension pot
Saving for your pension
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