No, you don’t. If you take refugees into your home, your home insurance cover will remain in full force.

No, you don’t. If you put up refugees in your second home, this home insurance cover will remain in full force.

However, we are extending it and waiving our right of recourse in respect of the resident refugees. This means that KBC Brussels will not recover from them the cost of any damage to the home if they are liable. The policy cover is being extended automatically and at no additional cost. You don’t have to inform us of the refugees’ names either.

• Yes, these refugees are covered if they are staying with you at your main place of residence. Any loss, damage or injury they cause to third parties (i.e. persons other than the host family) is insured.
• Any loss, damage or injury that refugees inflict on each other is covered if they are liable. Loss, damage or injury caused by a liable party to themselves or their own property is not insured.
• Refugees are also deemed to be covered if they don’t have any insurance cover of their own.

Yes, if they have a valid residence permit to stay in Belgium. Be sure to contact your insurance agent or KBC Brussels bank branch for more information in this regard.

Your liability is covered if you’ve taken out KBC Family Insurance.

No, it can’t. KBC Brussels is permitted by law only to insure cars with Belgian number plates.

No, you don’t have to do anything, as the driver is covered under KBC Vehicle Insurance/KBC Vehicle Insurance Passenger car. However, the driver in question must have a valid driving licence. Loss, damage or injury that they cause to third parties when driving your vehicle is covered, both material (e.g., exterior damage, damage to buildings, etc.) and physical (i.e. death or injuries).

Negative travel advice due to a war situation is not a valid reason to cancel your trip. Make sure you contact your travel agency, tour operator or transport company to discuss cancelling the trip.

No, your cancellation fee will not be refunded. Make sure you contact your travel agency, tour operator or transport company to enquire about a possible cancellation.