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Legal information

KBC Brussels Debit Card may only be used as standard within Europe (including the European overseas territories, Turkey and six other countries). View a full list of countries where your KBC Brussels Debit Card can be used.

The KBC Brussels Silver Credit Card and the KBC Brussels Gold Credit Card are credit cards issued by: KBC Bank NV, with registered office at Havenlaan 2, 1080 Brussels, Belgium, VAT BE 0462.920.226, RLP Brussels, FSMA 026256 A.

KBC Brussels Flex Budget is an open-ended credit facility linked to the KBC Brussels Silver Credit Card, KBC Brussels Gold Credit Card or KBC Brussels Platinum Credit Card and used as an additional means for drawing credit.

Lender and credit card issuer: KBC Bank NV. Subject to your card or credit application being approved by KBC Bank NV.

The annual percentage rates of charge of 11,33% for a KBC Brussels Silver Credit Card with KBC Brussels Flex Budget, 11,31% for a KBC Brussels Gold Credit Card with KBC Brussels Flex Budget and 10,31% for a KBC Brussels Platinum Credit Card with KBC Brussels Flex Budget are calculated on the basis of the following assumptions:

*the standard credit amount is 2,500 euros for a KBC Brussels Silver Credit Card with KBC Brussels Flex Budget, 5,000 euros for a KBC Brussels Gold Credit Card with KBC Brussels Flex Budget and 7,500 euros for a KBC Brussels Platinum Credit Card with KBC Brussels Flex Budget;
*the stated credit amount is drawn down immediately and in full by means of payment at a retailer; paying at retailers within the SEPA is the most common way the card is used;
*the variable debit rate of interest stands at 9,19% for a KBC Brussels Silver Credit Card with KBC Brussels Flex Budget, 8,77% for a KBC Brussels Gold Credit Card with KBC Brussels Flex Budget and 7,72% for a KBC Brussels Platinum Credit Card with KBC Brussels Flex Budget
*the fee for the credit card is 42 euros for a KBC Brussels Silver Credit Card with KBC Brussels Flex Budget, 78 euros for a KBC Brussels Gold Credit Card with KBC Brussels Flex Budget and 114 euros for a KBC Brussels Platinum Credit Card with KBC Brussels Flex Budget;
*the credit has a term of one year;
*the credit amount is repaid in equal monthly instalments (at the end of each period); debit interest is calculated based on projected credit use and principal repayments.

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