Set yourself a budget

Would you like to rent an apartment or house? Great! Just take a moment to look closely at the financial aspects. Draw up a realistic budget. Then you will be able to see how much you can spend on your home without giving yourself financial headaches.

One-off costs:

You need to set aside enough money for this before you move.

  • Moving costs: boxes, packing materials, moving van, external moving lift
  • New furniture, household equipment and ornaments
  • Security deposit (1 or 2 months' rent) and rent for the first month of the lease
  • Are you renting now? Minor repairs and cleaning for your current home

Monthly costs: there is no escaping the following each month.

  • Rent (index-linked)
  • Utilities: electricity, water, gas, internet, television, etc.
  • Common charges (lighting and maintenance for the stairs and lift)

Annual costs or costs you only need to pay a few times per year.

  • Council tax
  • Insurance (fire, liability, etc.)
  • Small repairs to be paid by the tenant, garden maintenance
  • Unexpected costs

Quite a list, but some costs you can control yourself. Compare rental costs and get quotes from a number of removal companies and energy suppliers. Helping hands from family and friends are generally free. Maybe you can find some second-hand treasures at a recycling store or online.

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